VELO Pay
Payments Infrastructure
Payments that settle before your users finish blinking.
One API for cards, wallets, bank transfers, QR codes, and crypto — in 140+ currencies across 80+ countries. No FX markup. No hidden fees. Just fast, reliable money movement.
Settlement time
Chains supported
Trusted by globally recognized partners
Watch your money move in real time.
Every payment, every route, every millisecond — visible the moment it happens. No more "where's my money?" support tickets. No more reconciliation nightmares.
Sub-300ms average settlement across all corridors
99.995% success rate with intelligent failover
Transaction-level cost breakdown and margin analysis
Engineered for the details that matter.
Every feature is designed to reduce your integration surface, improve success rates, and give you complete control.
Sub-300ms finality
Deterministic consensus — not probabilistic. Every payment is confirmed, not pending. Your users see 'paid' before they blink.
Fraud stops here
ML models analyzing 200+ signals per transaction. 99.7% detection rate. 0.02% false positive rate.
140+ currencies. One API.
Automatic FX at mid-market rates. Zero markup. Your customers pay in their currency; you settle in yours.
Cards on demand
Issue virtual and physical cards via API. Set spend limits, merchant restrictions, and geo-fences in real time.
Ship your first payment in under 10 minutes.
Our SDK handles tokenization, 3DS, currency conversion, and compliance — so your engineers focus on product, not plumbing. Works with every major framework. Zero config.
Install the SDK
npm install @velo/sdk — typed clients for JS, Python, Go, Rust, and Java.
Create a payment
One API call. Amount, currency, method, destination. That's it.
Handle the webhook
We POST the result. You update your database. Ship it.
JavaScript
Python
Go
Rust
Java
