We're building the financial infrastructure the world deserves
VELO started with a simple observation: moving money across borders shouldn't be harder than sending a text message. We're 85 engineers, designers, and financial architects across 12 countries, united by one mission—making money programmable, instant, and borderless.
Volume Processed
Countries
Trusted by globally recognized partners
Mission
Make money programmable, instant, and borderless
We're eliminating the friction, delay, and opacity that plagues global payments. Every business and developer should have access to the same financial infrastructure that powers the world's largest institutions—without the six-figure contracts or months-long integrations.
Vision
A world where money moves at the speed of information
We envision a future where cross-border payments settle in milliseconds, where payment logic is as composable as software, and where every business—from a solo developer to a Fortune 500—operates on the same powerful rails, unlocking frictionless global trade for generations to come.
The global payments system is broken by design
Every year, $150 trillion moves across borders—through a patchwork of 50-year-old rails, correspondent banking chains, and opaque fee structures. A $1,000 wire transfer can take 3-5 days, pass through 4 intermediaries, and lose 6% to hidden fees.
We believe there's a better way. VELO replaces this complexity with a single, programmable protocol that settles payments in under 300 milliseconds—at a fraction of the cost.
Sub-300ms settlement finality, not 3-5 business days
Transparent, flat-rate pricing—no hidden intermediary fees
One API integration, not months of bank negotiations
Built-in compliance for 40+ jurisdictions
APIs that developers love.
We obsess over developer experience. If it takes more than 10 minutes to ship your first payment, we've failed.
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Four hubs. Twelve countries. One mission.
We're remote-first, but strategically positioned in key financial centers to stay close to our clients and regulators.
Total Volume Processed
Protocol Upgrades
